Intelligence Methodology v3: Dynamic Blending Logic
Official calculation formula
Combined % = (Industry % × 85%) + (Country % × 15%)
| Sector group | Sub-sector | NAICS 2022 code | Industry group / sub-category | Primary onboarding segment | Cash intensity | Score | Anonymity | Score2 | Cross-border exposure | Score3 | Complexity | Score4 | Regulatory scrutiny | Score5 | BO opacity | Score6 | Weighted industry avg | Industry % | Industry rating | Country % | Combined % | Combined rating | Reference focus |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| AGRICULTURE | AGRICULTURE | -- | AGRICULTURE | Other | ML | 4.00 | MH | 2.00 | L | 5.00 | M | 3.00 | M | 3.00 | ML | 4.00 | 3.52 | 70% | M | --% | --% | Source: NAICS Library | |
| ARMS, WEAPONS & MILITARY | ARMS, WEAPONS & MILITARY | -- | ARMS, WEAPONS & MILITARY | Other | MH | 2.00 | MH | 2.00 | H | 1.00 | H | 1.00 | H | 1.00 | MH | 2.00 | 1.52 | 30% | H | --% | --% | Source: NAICS Library | |
| CASINOS & GAMING | CASINOS & GAMING | -- | CASINOS & GAMING | Other | MH | 2.00 | M | 3.00 | L | 5.00 | M | 3.00 | M | 3.00 | MH | 2.00 | 2.98 | 60% | M | --% | --% | Source: NAICS Library | |
| CHARITIES & NPOS | CHARITIES & NPOS | -- | CHARITIES & NPOS | Other | MH | 2.00 | MH | 2.00 | MH | 2.00 | MH | 2.00 | MH | 2.00 | MH | 2.00 | 2.00 | 40% | H | --% | --% | Source: NAICS Library | |
| CIVILIAN AEROSPACE | CIVILIAN AEROSPACE | -- | CIVILIAN AEROSPACE | Other | ML | 4.00 | L | 5.00 | ML | 4.00 | MH | 2.00 | MH | 2.00 | ML | 4.00 | 3.53 | 71% | ML | --% | --% | Source: NAICS Library | |
| FISHERIES | FISHERIES | -- | FISHERIES | Other | M | 3.00 | ML | 4.00 | ML | 4.00 | M | 3.00 | M | 3.00 | M | 3.00 | 3.33 | 67% | M | --% | --% | Source: NAICS Library | |
| FORESTRY | FORESTRY | -- | FORESTRY | Other | M | 3.00 | M | 3.00 | L | 5.00 | M | 3.00 | M | 3.00 | M | 3.00 | 3.33 | 67% | M | --% | --% | Source: NAICS Library | |
| HEAVY MANUFACTURING | HEAVY MANUFACTURING | -- | HEAVY MANUFACTURING | Other | M | 3.00 | ML | 4.00 | M | 3.00 | M | 3.00 | M | 3.00 | M | 3.00 | 3.16 | 63% | M | --% | --% | Source: NAICS Library | |
| HIGH VALUE DEALERS | HIGH VALUE DEALERS | -- | HIGH VALUE DEALERS | Other | H | 1.00 | MH | 2.00 | L | 5.00 | M | 3.00 | M | 3.00 | H | 1.00 | 2.46 | 49% | MH | --% | --% | Source: NAICS Library | |
| HOSPITALITY | HOSPITALITY | -- | HOSPITALITY | Other | MH | 2.00 | MH | 2.00 | L | 5.00 | ML | 4.00 | ML | 4.00 | MH | 2.00 | 3.13 | 63% | M | --% | --% | Source: NAICS Library | |
| INFORMATION TECHNOLOGY | INFORMATION TECHNOLOGY | -- | INFORMATION TECHNOLOGY | Other | L | 5.00 | L | 5.00 | L | 5.00 | ML | 4.00 | ML | 4.00 | L | 5.00 | 4.68 | 94% | L | --% | --% | Source: NAICS Library | |
| INSURANCE | INSURANCE | -- | INSURANCE | Other | M | 3.00 | ML | 4.00 | ML | 4.00 | M | 3.00 | M | 3.00 | M | 3.00 | 3.33 | 67% | M | --% | --% | Source: NAICS Library | |
| LIGHT MANUFACTURING | LIGHT MANUFACTURING | -- | LIGHT MANUFACTURING | Other | M | 3.00 | ML | 4.00 | M | 3.00 | M | 3.00 | M | 3.00 | M | 3.00 | 3.16 | 63% | M | --% | --% | Source: NAICS Library | |
| MEDIA & ENTERTAINMENT | MEDIA & ENTERTAINMENT | -- | MEDIA & ENTERTAINMENT | Other | M | 3.00 | ML | 4.00 | L | 5.00 | ML | 4.00 | ML | 4.00 | M | 3.00 | 3.81 | 76% | ML | --% | --% | Source: NAICS Library | |
| MINING | MINING | -- | MINING | Other | MH | 2.00 | M | 3.00 | MH | 2.00 | H | 1.00 | H | 1.00 | MH | 2.00 | 1.85 | 37% | H | --% | --% | Source: NAICS Library | |
| OIL & GAS | OIL & GAS | -- | OIL & GAS | Other | MH | 2.00 | M | 3.00 | MH | 2.00 | H | 1.00 | H | 1.00 | MH | 2.00 | 1.85 | 37% | H | --% | --% | Source: NAICS Library | |
| OUTSOURCING | OUTSOURCING | -- | OUTSOURCING | Other | M | 3.00 | L | 5.00 | M | 3.00 | M | 3.00 | M | 3.00 | M | 3.00 | 3.33 | 67% | M | --% | --% | Source: NAICS Library | |
| PHARMACEUTICAL & HEALTHCARE | PHARMACEUTICAL & HEALTHCARE | -- | PHARMACEUTICAL & HEALTHCARE | Other | ML | 4.00 | L | 5.00 | ML | 4.00 | H | 1.00 | H | 1.00 | ML | 4.00 | 3.21 | 64% | M | --% | --% | Source: NAICS Library | |
| POLITICS | POLITICS | -- | POLITICS | Other | MH | 2.00 | M | 3.00 | MH | 2.00 | H | 1.00 | H | 1.00 | MH | 2.00 | 1.85 | 37% | H | --% | --% | Source: NAICS Library | |
| POWER GENERATION & TRANSMISSION | POWER GENERATION & TRANSMISSION | -- | POWER GENERATION & TRANSMISSION | Other | M | 3.00 | L | 5.00 | ML | 4.00 | H | 1.00 | H | 1.00 | M | 3.00 | 2.86 | 57% | M | --% | --% | Source: NAICS Library | |
| PUBLIC WORKS & CONSTRUCTION | PUBLIC WORKS & CONSTRUCTION | -- | PUBLIC WORKS & CONSTRUCTION | Other | MH | 2.00 | M | 3.00 | M | 3.00 | H | 1.00 | H | 1.00 | MH | 2.00 | 2.01 | 40% | H | --% | --% | Source: NAICS Library | |
| REAL ESTATE | REAL ESTATE | -- | REAL ESTATE | Other | MH | 2.00 | ML | 4.00 | M | 3.00 | M | 3.00 | M | 3.00 | MH | 2.00 | 2.81 | 56% | M | --% | --% | Source: NAICS Library | |
| SPORT | SPORT | -- | SPORT | Other | M | 3.00 | ML | 4.00 | ML | 4.00 | M | 3.00 | M | 3.00 | M | 3.00 | 3.33 | 67% | M | --% | --% | Source: NAICS Library | |
| TELECOMMUNICATIONS | TELECOMMUNICATIONS | -- | TELECOMMUNICATIONS | Other | ML | 4.00 | ML | 4.00 | ML | 4.00 | MH | 2.00 | MH | 2.00 | ML | 4.00 | 3.36 | 67% | M | --% | --% | Source: NAICS Library | |
| TRANSPORTATION & STORAGE | TRANSPORTATION & STORAGE | -- | TRANSPORTATION & STORAGE | Other | MH | 2.00 | ML | 4.00 | M | 3.00 | M | 3.00 | M | 3.00 | MH | 2.00 | 2.81 | 56% | M | --% | --% | Source: NAICS Library | |
| UTILITIES | UTILITIES | -- | UTILITIES | Other | M | 3.00 | L | 5.00 | ML | 4.00 | MH | 2.00 | MH | 2.00 | M | 3.00 | 3.18 | 64% | M | --% | --% | Source: NAICS Library | |
| BANKING & FINANCE | Corporate finance | -- | Corporate finance | Other | M | 3.00 | L | 5.00 | M | 3.00 | M | 3.00 | M | 3.00 | M | 3.00 | 3.33 | 67% | M | --% | --% | Source: NAICS Library | |
| BANKING & FINANCE | Correspondent Banks | -- | Correspondent Banks | Other | MH | 2.00 | MH | 2.00 | M | 3.00 | M | 3.00 | M | 3.00 | MH | 2.00 | 2.48 | 50% | MH | --% | --% | Source: NAICS Library | |
| BANKING & FINANCE | Currency exchange offices | -- | Currency exchange offices | Other | MH | 2.00 | MH | 2.00 | M | 3.00 | L | 5.00 | L | 5.00 | MH | 2.00 | 3.12 | 62% | M | --% | --% | Source: NAICS Library | |
| BANKING & FINANCE | Electronic money issuers | -- | Electronic money issuers | Other | MH | 2.00 | M | 3.00 | L | 5.00 | L | 5.00 | L | 5.00 | MH | 2.00 | 3.61 | 72% | ML | --% | --% | Source: NAICS Library | |
| BANKING & FINANCE | Investment funds | -- | Investment funds | Other | M | 3.00 | ML | 4.00 | ML | 4.00 | ML | 4.00 | ML | 4.00 | M | 3.00 | 3.65 | 73% | ML | --% | --% | Source: NAICS Library | |
| BANKING & FINANCE | Money lending | -- | Money lending | Other | M | 3.00 | ML | 4.00 | L | 5.00 | ML | 4.00 | ML | 4.00 | M | 3.00 | 3.81 | 76% | ML | --% | --% | Source: NAICS Library | |
| BANKING & FINANCE | Money remitters | -- | Money remitters | Other | MH | 2.00 | MH | 2.00 | MH | 2.00 | ML | 4.00 | ML | 4.00 | MH | 2.00 | 2.64 | 53% | MH | --% | --% | Source: NAICS Library | |
| BANKING & FINANCE | Payment initiation/account info providers | -- | Payment initiation/account info providers | Other | ML | 4.00 | ML | 4.00 | L | 5.00 | L | 5.00 | L | 5.00 | ML | 4.00 | 4.48 | 90% | L | --% | --% | Source: NAICS Library | |
| BANKING & FINANCE | Regulated crowdfunding platforms | -- | Regulated crowdfunding platforms | Other | M | 3.00 | M | 3.00 | L | 5.00 | L | 5.00 | L | 5.00 | M | 3.00 | 3.96 | 79% | ML | --% | --% | Source: NAICS Library | |
| BANKING & FINANCE | Retail banks | -- | Retail banks | Other | MH | 2.00 | MH | 2.00 | M | 3.00 | M | 3.00 | M | 3.00 | MH | 2.00 | 2.48 | 50% | MH | --% | --% | Source: NAICS Library | |
| BANKING & FINANCE | Securities dealers and brokers | -- | Securities dealers and brokers | Other | M | 3.00 | L | 5.00 | L | 5.00 | ML | 4.00 | ML | 4.00 | M | 3.00 | 3.98 | 80% | ML | --% | --% | Source: NAICS Library | |
| BANKING & FINANCE | Trade finance | -- | Trade finance | Other | MH | 2.00 | M | 3.00 | M | 3.00 | MH | 2.00 | MH | 2.00 | MH | 2.00 | 2.33 | 47% | MH | --% | --% | Source: NAICS Library | |
| BANKING & FINANCE | Virtual Currencies | -- | Virtual Currencies | Other | H | 1.00 | MH | 2.00 | MH | 2.00 | M | 3.00 | M | 3.00 | H | 1.00 | 1.96 | 39% | H | --% | --% | Source: NAICS Library | |
| BANKING & FINANCE | Wealth management | -- | Wealth management | Other | MH | 2.00 | ML | 4.00 | ML | 4.00 | MH | 2.00 | MH | 2.00 | MH | 2.00 | 2.66 | 53% | MH | --% | --% | Source: NAICS Library | |
| CONSUMER GOODS & SERVICES | Cash intensive industries | -- | Cash intensive industries | Other | H | 1.00 | MH | 2.00 | L | 5.00 | L | 5.00 | L | 5.00 | H | 1.00 | 3.09 | 62% | M | --% | --% | Source: NAICS Library | |
| CONSUMER GOODS & SERVICES | Non-cash intensive indusries | -- | Non-cash intensive indusries | Other | ML | 4.00 | ML | 4.00 | L | 5.00 | L | 5.00 | L | 5.00 | ML | 4.00 | 4.48 | 90% | L | --% | --% | Source: NAICS Library | |
| PROFESSIONAL SERVICE PROVIDERS | Accountants | -- | Accountants | Other | M | 3.00 | L | 5.00 | L | 5.00 | M | 3.00 | M | 3.00 | M | 3.00 | 3.66 | 73% | ML | --% | --% | Source: NAICS Library | |
| PROFESSIONAL SERVICE PROVIDERS | Legal | -- | Legal | Other | MH | 2.00 | ML | 4.00 | M | 3.00 | M | 3.00 | M | 3.00 | MH | 2.00 | 2.81 | 56% | M | --% | --% | Source: NAICS Library | |
| PROFESSIONAL SERVICE PROVIDERS | Trust Company | -- | Trust Company | Other | MH | 2.00 | ML | 4.00 | M | 3.00 | M | 3.00 | M | 3.00 | MH | 2.00 | 2.81 | 56% | M | --% | --% | Source: NAICS Library |